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Terms & Conditions

Last updated: 18 June 2025
 
Welcome to MoneyHugs.co.uk, a website operated by Be Claims Ready Limited. By accessing or using our website, you agree to these Terms and Conditions. Please read them carefully.

1. Who We Are

MoneyHugs.co.uk is a free-to-use website owned and operated by:

Be Claims Ready Limited

Registered address:
8 Cwrt Ty Mawr, Penarth, Vale of Glamorgan, United Kingdom, CF64 3PZ
 
Company registration number: 11183295
 
We operate solely as an introducer, connecting users with third-party providers that may offer services such as:

2. Our Role

Be Claims Ready Ltd does not offer financial advice or process claims directly. Instead, we:
  • Introduce users to relevant service providers based on the information they supply
  • May receive a referral fee or commission for successful introductions
  • Do not charge users for using our website
You are under no obligation to use our service or proceed with any provider we introduce. You are free to find quotes or make claims independently if you prefer.

3. Use of Your Data

By submitting a form or interacting with our website, you consent to us processing and sharing your personal data in line with our Privacy Policy. This includes:
  • Your name, contact information, and other details you submit (e.g. residential status or financial preferences)
  • Sharing this data with third-party providers for the purpose of offering relevant services
 
We process your data in compliance with the UK General Data Protection Regulation (UK GDPR) and Data Protection Act 2018. You have the right to:
  • Access your data
  • Correct or update your information
  • Withdraw consent
  • Request deletion of your data
  • Lodge a complaint with the Information Commissioner’s Office (ICO)

4. Contact and Communication

By opting in to any service, you agree that Be Claims Ready Ltd or our partners may contact you via phone, email, SMS, or post.
 
You can opt out of communications or request to have your data removed at any time by contacting us at info@beclaimsready.co.uk.

5. Third-Party Services

We may introduce you to third-party companies who are authorised and regulated where required (e.g. by the Financial Conduct Authority). However:
  • We do not control or guarantee their services
  • Any agreement you enter into is between you and the third party
  • You should review their terms and privacy policies before proceeding

6. No Advice Provided

Be Claims Ready Ltd is not regulated by the Financial Conduct Authority and does not provide financial, legal, or professional advice. All information provided on our website is for general information only.

7. Accuracy of Website Content

We aim to ensure all content on MoneyHugs.co.uk is accurate and up to date, but we do not guarantee completeness or suitability for your specific circumstances.

8. Limitation of Liability

To the fullest extent permitted by law, Be Claims Ready Ltd shall not be liable for any loss or damage arising from:
  • Use of this website
  • Use of third-party services
  • Reliance on any content or information on our site

9. Intellectual Property

All content, branding, and materials on this website are owned by or licensed to Be Claims Ready Ltd. They may not be copied or reproduced without our written permission.

10. Changes to These Terms

We may update these Terms & Conditions at any time. Please check this page regularly to stay informed of any changes.

11. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
 
 

12. Contact Us

 
If you have questions about these Terms or how we use your data, you can contact us at:
 
Be Claims Ready Ltd
8 Cwrt Ty Mawr,
Penarth,
Vale Of Glamorgan,
United Kingdom, CF64 3PZ
Company Registration Number: 11183295