Many people have taken out Personal Contract Purchase (PCP) car finance agreements without fully understanding the terms or knowing how commissions were handled. Some agreements may have included unclear terms, undisclosed commissions, or unexpected costs.

At MoneyHugs, we don’t give advice or handle claims directly — but we can connect you with regulated professionals who can review the details of your agreement and let you know if you may have grounds to make a claim.

You are under no obligation to use our service, and you can also explore your options independently by contacting your finance provider or using official channels.

If you took out car finance between April 2007 and January 2021 and believe your agreement included any of the above unfair practices, you might be eligible for compensation. A successful claim could mean a refund of overpaid interest, reduced outstanding balances, or other financial redress.